CIBN Exams Past Questions And Answers | Download PDF Here

CIBN Exams Past Questions And Answers – If you are preparing for the CIBN (Chartered Institute of Bankers of Nigeria) exams, you understand how critical it is to have the right study materials to excel. One of the best ways to prepare is by practicing past questions and answers with the CIBN. These past papers offer valuable insight into the exam format, common topics, and the types of questions you can expect, helping you boost your confidence and performance.

If you are looking for a way to get the CIBN Exams Past Questions And Answers in PDF, look no further, we have all you are looking for! Read this post to the end to learn how to download a PDF copy of the CIBN Exams Past Questions And Answers.

Why You Should Use CIBN Past Questions for Your Preparation

Indeed, examinations are usually hard to pass but with the CIBN Exams Past Questions And Answers, it could be easier. To clear your doubt, here are some of the benefits of using these questions to prepare:-

CIBN exams are designed to assess your knowledge of banking, finance, and the banking industry in Nigeria. By studying past questions, you will get a better understanding of the structure and pattern of the exams.
Practicing past questions allows you to identify areas that you may need to focus more on. It also enables you to learn how to approach different question types.
There is no substitute for practice. By going through the CIBN Exams past questions and answers, you will gradually build your confidence.

What to Expect in CIBN Exams: Sample Questions And Answers

The CIBN exams cover topics related to banking operations, financial management, economics, accounting, and Nigerian banking laws. Some of the most common subjects include:-

Banking Operations and Customer Service
Financial Management and Planning
Banking Laws and Regulations in Nigeria
Risk Management and Compliance
Accounting for Financial Institutions

Here are some of the sample questions for this examination:-

ALIMAX MERCANTILE CO LTD has been your client for 8 years. In the last year, an overdraft of N40 million was granted. The company’s balance sheet for the past three years shows a change in liabilities and profits.
Required: As a credit analyst, you are to:-

Analyze the company’s working capital, debenture, gross profit margin, net profit margin, and turnover.
Discuss the company’s financial health based on the data provided.

The loan provisioning guidelines for non-performing loans are part of the Central Bank’s Prudential guidelines.
Required:

Explain loan loss provision and its role in the prudential guidelines.
Provide a brief analysis of the provisions for non-performing debts, specifically:-
- - Watch list
  - Substandard
  - Doubtful
  - Very Doubtful
  - Lost

In relation to credit risk management, discuss the advantages and limitations of using financial ratios for assessing the viability of loan applicants.
Required: Mention two (2) uses and three (3) limitations of financial ratios to a lending banker.

Download the CIBN Exams Past Questions And Answers to see more of this and their well-explained answers.

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How to Download the CIBN Exams Past Questions and Answers

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